保險(xiǎn)行業(yè)常用英語語句

　　導(dǎo)語：保險(xiǎn)(Insurance)是用來規(guī)劃人生財(cái)務(wù)的一種工具，是市場經(jīng)濟(jì)條件下風(fēng)險(xiǎn)管理的基本手段。下面是YJBYS小編收集整理的有關(guān)保險(xiǎn)的常用語句，歡迎參考!

　　保險(xiǎn)行業(yè)英語語句

　　我該說你們已經(jīng)糾正了我對保險(xiǎn)的看法。

　　This information office provides clients with information on cargo insurance.

　　這個(gè)問訊處為顧客提供大量關(guān)于貨物投保方面的信息。

　　The underwriters are responsible for the claim as far as it is within the scope of cover.

　　只要是在保險(xiǎn)責(zé)任范圍內(nèi)，保險(xiǎn)公司就應(yīng)負(fù)責(zé)賠償。

　　The loss in question was beyond the coverage granted by us.

　　損失不包括在我方承保的范圍內(nèi)。

　　The extent of insurance is stipulated in the basic policy form and in the various risk clause.

　　保險(xiǎn)的范圍寫在基本保險(xiǎn)單和各種險(xiǎn)別的條款里。

　　Please fill in the application form.

　　請?zhí)顚懸幌峦侗�單�?/p>

　　What risks is the People"s Insurance Company of China able to cover?

　　中國人民保險(xiǎn)公司承保的險(xiǎn)別有哪些?

　　What risks should be covered?

　　您看應(yīng)該保哪些險(xiǎn)?

　　What kind of insurance are you able to provide for my consignment?

　　貴公司能為我的這批貨保哪些險(xiǎn)呢?

　　It"s better for you to can the leaflet, and then make a decision.

　　你最好先看看說明書，再決定保什么險(xiǎn)。

　　These kinds of risks suit your consignment.

　　這些險(xiǎn)別適合你要投保的貨物。

　　May I ask what exactly insurance covers according to your usual C.I.F terms?

　　請問根據(jù)你們常用的CIF價(jià)格條件，所保的.究竟包括哪些險(xiǎn)別?

　　It "s important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.

　　閱讀保險(xiǎn)單上的“細(xì)則”對你是十分重要的，這樣就能知道你要買的保險(xiǎn)包括哪些項(xiàng)目。

　　what is the insurance premium?

　　保險(xiǎn)費(fèi)是多少?

　　The premium is to be calculated in this way.

　　保險(xiǎn)費(fèi)是這樣計(jì)算的。

　　The total premium is 800 U.S. dollars.

　　保險(xiǎn)費(fèi)總共是800美圓。

　　The cover paid for will vary according to the type of goods and the circumstances.

　　保險(xiǎn)費(fèi)用按照貨物類別的具體情況會有所不同。

　　The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.

　　我們所收取的費(fèi)率是很有限的，當(dāng)然，保險(xiǎn)費(fèi)用要根據(jù)投保范圍的大小而有所不同。

　　According to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.

　　根據(jù)共同保險(xiǎn)條款，保險(xiǎn)人通常必須付全部費(fèi)用的百分之二十。

　　The insurance rate for such kink of risk will vary according to the kind.

　　這類險(xiǎn)別的保險(xiǎn)費(fèi)率將根據(jù)貨物種類而定。

　　Insurance brokers will quote rates for all types of cargo and risks.

　　保險(xiǎn)經(jīng)紀(jì)人會開出承保各類貨物的各種險(xiǎn)別的費(fèi)用。

　　Can you give me an insurance rate?

　　您能給我一份保險(xiǎn)率表嗎?

　　Could you find out the premium rate for porcelain?

　　您能查一下瓷器的保險(xiǎn)費(fèi)率嗎?

　　You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited to your needs.

　　你不僅要研究各種保險(xiǎn)所標(biāo)明的給予保險(xiǎn)人的賠償費(fèi)用，還要研究它的條件與限制，然后選出最適合你需要的一種。

　　保險(xiǎn)行業(yè)英語語句

　　1. 保險(xiǎn)基礎(chǔ)概念

　　Insurance is a means of protection from financial loss.

　　保險(xiǎn)是一種防范經(jīng)濟(jì)損失的手段。

　　The insured pays a premium to the insurer in exchange for coverage.

　　被保險(xiǎn)人向保險(xiǎn)人支付保費(fèi)以換取保險(xiǎn)保障。

　　Life insurance provides financial support to the beneficiaries upon the death of the insured.

　　人壽保險(xiǎn)在被保險(xiǎn)人去世后為受益人提供經(jīng)濟(jì)支持。

　　Health insurance covers medical expenses for the insured.

　　健康保險(xiǎn)涵蓋被保險(xiǎn)人的醫(yī)療費(fèi)用。

　　Property insurance protects against damage to or loss of property.

　　財(cái)產(chǎn)保險(xiǎn)防范財(cái)產(chǎn)的損壞或損失。

　　2. 保險(xiǎn)合同相關(guān)

　　The insurance contract specifies the terms and conditions of the coverage.

　　保險(xiǎn)合同規(guī)定了保險(xiǎn)保障的條款和條件。

　　Policyholders should carefully read the policy document before signing.

　　投保人在簽署前應(yīng)仔細(xì)閱讀保單文件。

　　The deductible is the amount the insured must pay before the insurance company starts to cover the costs.

　　免賠額是被保險(xiǎn)人在保險(xiǎn)公司開始承擔(dān)費(fèi)用之前必須支付的金額。

　　The policy limit is the maximum amount the insurer will pay for a claim.

　　保單限額是保險(xiǎn)人對一項(xiàng)索賠將支付的最高金額。

　　Premiums can be paid in monthly, quarterly, or annual installments.

　　保費(fèi)可以按月、按季度或按年分期支付。

　　3. 保險(xiǎn)理賠用語

　　To file a claim, the insured needs to submit relevant documents to the insurance company.

　　為了提出索賠，被保險(xiǎn)人需要向保險(xiǎn)公司提交相關(guān)文件。

　　The claims process may take some time depending on the complexity of the case.

　　根據(jù)案件的復(fù)雜程度，理賠過程可能需要一些時(shí)間。

　　The insurance adjuster will assess the damage and determine the amount of compensation.

　　保險(xiǎn)理算員將評估損失并確定賠償金額。

　　Provide detailed information about the incident when making a claim.

　　提出索賠時(shí)要提供有關(guān)事件的詳細(xì)信息。

　　If the claim is approved, the insured will receive the compensation within a specified time.

　　如果索賠得到批準(zhǔn)，被保險(xiǎn)人將在規(guī)定時(shí)間內(nèi)收到賠償。

　　4. 保險(xiǎn)產(chǎn)品介紹

　　Term life insurance offers coverage for a specific period.

　　定期人壽保險(xiǎn)在特定時(shí)期內(nèi)提供保障。

　　Whole life insurance provides lifelong protection and also has a cash value component.

　　終身人壽保險(xiǎn)提供終身保障，并且還有現(xiàn)金價(jià)值部分。

　　Auto insurance typically covers liability, collision, and comprehensive damage.

　　汽車保險(xiǎn)通常涵蓋責(zé)任險(xiǎn)、碰撞險(xiǎn)和綜合損失險(xiǎn)。

　　Travel insurance can protect against trip cancellations, medical emergencies abroad, and lost luggage.

　　旅行保險(xiǎn)可以防范旅行取消、國外醫(yī)療緊急情況和行李丟失。

　　Business insurance safeguards companies against various risks such as property damage, liability claims, and business interruption.

　　商業(yè)保險(xiǎn)保護(hù)企業(yè)免受各種風(fēng)險(xiǎn)，如財(cái)產(chǎn)損失、責(zé)任索賠和業(yè)務(wù)中斷。

　　5. 行業(yè)動態(tài)與趨勢

　　The insurance industry is constantly evolving with the development of new technologies.

　　隨著新技術(shù)的發(fā)展，保險(xiǎn)行業(yè)在不斷演變。

　　Digital transformation is changing the way insurance companies interact with customers.

　　數(shù)字化轉(zhuǎn)型正在改變保險(xiǎn)公司與客戶互動的方式。

　　Cyber insurance has become increasingly important due to the rise in cybercrime.

　　由于網(wǎng)絡(luò)犯罪的增加，網(wǎng)絡(luò)保險(xiǎn)變得越來越重要。

　　Inflation can impact the cost of insurance premiums and claims payouts.

　　通貨膨脹會影響保險(xiǎn)費(fèi)和理賠支出的成本。

　　The labor shortage in the insurance industry may lead to challenges in service delivery.

　　保險(xiǎn)行業(yè)的勞動力短缺可能會給服務(wù)提供帶來挑戰(zhàn)。

　　6. 客戶溝通話術(shù)

　　We are here to help you find the most suitable insurance plan for your needs.

　　我們在此幫助您找到最適合您需求的保險(xiǎn)計(jì)劃。

　　Please feel free to ask any questions you may have about the insurance policy.

　　如果您對保險(xiǎn)單有任何疑問，請隨時(shí)提問。

　　Our customer service team is available 24/7 to assist you.

　　我們的客服團(tuán)隊(duì)全天 24 小時(shí)為您服務(wù)。

　　We will keep you updated on the progress of your claim.

　　我們會讓您了解索賠的進(jìn)展情況。

　　How can we improve our insurance services to better meet your expectations?

　　我們?nèi)绾胃倪M(jìn)保險(xiǎn)服務(wù)以更好地滿足您的期望？

　　7. 風(fēng)險(xiǎn)管理表達(dá)

　　Insurance is an essential part of risk management.

　　保險(xiǎn)是風(fēng)險(xiǎn)管理的重要組成部分。

　　By purchasing insurance, you can transfer the financial risk to the insurance company.

　　通過購買保險(xiǎn)，您可以將經(jīng)濟(jì)風(fēng)險(xiǎn)轉(zhuǎn)移給保險(xiǎn)公司。

　　Assessing risks accurately is crucial for determining the appropriate insurance coverage.

　　準(zhǔn)確評估風(fēng)險(xiǎn)對于確定合適的保險(xiǎn)保障至關(guān)重要。

　　Diversifying insurance policies can help mitigate overall risk.

　　使保險(xiǎn)政策多樣化有助于降低總體風(fēng)險(xiǎn)。

　　Risk management strategies should be tailored to individual or business circumstances.

　　風(fēng)險(xiǎn)管理策略應(yīng)根據(jù)個(gè)人或企業(yè)情況量身定制。

　　8. 法律合規(guī)相關(guān)

　　Insurance companies must comply with strict regulatory requirements.

　　保險(xiǎn)公司必須遵守嚴(yán)格的監(jiān)管要求。

　　Insurance fraud is a serious crime and can lead to legal consequences.

　　保險(xiǎn)欺詐是一種嚴(yán)重犯罪，可能導(dǎo)致法律后果。

　　The insurance contract is a legally binding agreement.

　　保險(xiǎn)合同是具有法律約束力的協(xié)議。

　　Understanding the legal terms in the insurance policy is important for policyholders.

　　投保人了解保險(xiǎn)單中的`法律條款很重要。

　　Regulatory changes may affect the insurance products and services available in the market.

　　監(jiān)管變化可能會影響市場上可用的保險(xiǎn)產(chǎn)品和服務(wù)。

　　9. 保險(xiǎn)市場情況

　　The insurance market is highly competitive, with many companies vying for customers.

　　保險(xiǎn)市場競爭激烈，許多公司都在爭奪客戶。

　　Market trends can influence the pricing and availability of insurance products.

　　市場趨勢會影響保險(xiǎn)產(chǎn)品的定價(jià)和供應(yīng)情況。

　　New entrants in the insurance market often bring innovative products and services.

　　保險(xiǎn)市場的新進(jìn)入者通常會帶來創(chuàng)新的產(chǎn)品和服務(wù)。

　　The growth of the insurance market is driven by factors such as economic development and increasing awareness of risk.

　　保險(xiǎn)市場的增長受到經(jīng)濟(jì)發(fā)展和風(fēng)險(xiǎn)意識提高等因素的推動。

　　Mergers and acquisitions in the insurance industry can reshape the market landscape.

　　保險(xiǎn)行業(yè)的并購可以重塑市場格局。

　　10. 行業(yè)合作與交流

　　Collaboration between insurance companies and other industries can lead to new business opportunities.

　　保險(xiǎn)公司與其他行業(yè)的合作可以帶來新的商業(yè)機(jī)會。

　　Insurance agents play a crucial role in connecting customers with insurance products.

　　保險(xiǎn)代理人在將客戶與保險(xiǎn)產(chǎn)品聯(lián)系起來方面發(fā)揮著關(guān)鍵作用。

　　Professional associations in the insurance industry facilitate knowledge sharing and networking.

　　保險(xiǎn)行業(yè)的專業(yè)協(xié)會促進(jìn)知識共享和人脈拓展。

　　International cooperation in the insurance sector helps in addressing global risks.

　　保險(xiǎn)領(lǐng)域的國際合作有助于應(yīng)對全球風(fēng)險(xiǎn)。

　　Training and development programs are important for enhancing the skills of insurance industry professionals.

　　培訓(xùn)和發(fā)展計(jì)劃對于提高保險(xiǎn)行業(yè)專業(yè)人員的技能很重要。

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